AI-Powered Credit Analysis
An Accurate Credit Analysis With a Clear Roadmap Forward
Upload your credit report and get a precise, AI-powered breakdown of exactly where you stand — and a step-by-step action plan to reach your funding goals with confidence.
Bank-grade security
Instant analysis
72
Sample Score
$180K
Est. Funding
6 wk
To Ready
How It Works
Three simple steps to unlock your funding potential
STEP 01
Upload Report
Securely upload your trimerge credit report PDF or image.
STEP 02
AI Analyzes
Our AI scores it against all 10 Score With Purpose criteria in seconds.
STEP 03
Get Funded
Follow your action plan to unlock $100K-$300K+ in funding.
The Score With Purpose Profile
The 10 criteria that define a perfect funding-ready credit file. Score 10/10 to maximize your approval odds.
01
700+ FICO 8 Score
02
Correct Personal Info
03
Clean Report (No Errors)
04
Utilization <30% Per Card
05
4+ Primary Accounts
06
Average Credit Age 2+ Years
07
No Late Payments (24 Months)
08
No Negative Items
09
One $10K+ Primary Card
10
Max 2 Inquiries Per Bureau